| Eligible Persons | Permanent employees of the State or Central Government or Public Sector Undertakings and Government approved / aided educational institutions |
| Loan Amount | Maximum upto Rs.12,00,000/- |
| Loan Term | 60 Months |
| Rate of Interest | 11% (Fixed Interest) |
| Document Required | Completed Loan Application Applicant should be employed with in the area of operation of the bank Two personal securities Employee of the same organization acceptable to bank as guarantor Identity Card Issued by the employer Letter of undertaking from the Pay Drawing Officer Last month pay slip |